Education

Student Travel Health Insurance

Many students around the world travel to different countries to study abroad and learn a different culture.  For these students, it is necessary to obtain travel medical insurance before they leave their own country.  Travel insurance for students can be very affordable, and can be bought by U.S. students traveling out of the United States or by international students studying at schools in the United States. Insurance companies have to meet the standards set by University Study Abroad programs, University International Student Departments, NAFSA, the U.S. Citizenship and Immigration Services and the Department of State, to make sure that the needs of students are being met. 

Many travel insurance policies for students will include illness and accident protection, pay for treatments, and provide students with doctors and other healthcare facilities. It is important to look for policies that include medical prescriptions, pre-existing conditions, pregnancy, sport and mental health benefits.  Most of the travel insurance policies for students are renewable and can be bought on a month-to-month basis, depending on the time the student is going to be out of the country. 

Students can also purchase insurance from the company they travel with.  These student travel agencies will cover any lost costs from cancellations or delays and provide coverage for  lost students baggage. Some student travel agencies will take care of medical and travel accident coverage for when a student is traveling, as well as provide 24 hour emergency assistance worldwide for students.  This is a great service for any student traveling to another country, especially if they cannot speak the language.