What is Short Term Health Insurance?
When would you ever need short term or temporary health insurance? Well, say that you just graduated from college, you’re in between jobs, or you’re coming off your parents’ health insurance plan for the first time.
Regardless of the reasons, if you’re anticipating access to a permanent health insurance plan in the near future, a short-term plan could be the perfect option to keep you covered in the meantime.
What do short term plans cost?
Short-term health insurance plans are by far the most affordable plans available. You can pay as little as $35 per month for a short term plan. You’ll also find short term coverage offers much lower deductibles as well.
What will be covered?
Like permanent health insurance, you’ll have coverage for many of the medical services you might need. Many short term plans are also indemnity Fee-For-Service plans, which don’t require you to visit specific doctors to keep your coverage.
What are some advantages of short term insurance?
Here are some advantages that come with your temporary short term health insurance plan:
- Short term coverage can be “in-force” the next day of purchase.
- Affordable prescription drugs
- Coverage for lab work, x-rays and ambulance services
Short term health plans are designed to fill in those gaps of coverage your life’s events might throw at you. Luckily short term health insurance provides comprehensive coverage at an affordable rate.