Travel

Health and Safety advise for India Holidays

Blame it to the climatic conditions or the lack of community will, India is still home to malaria despite continuous efforts of its eradication. Mosquitoes thrive in the unhygienic conditions that are, in many parts of the country, a bitter reality. Protect yourself by consulting your GP and getting all the required immunizations and vaccinations at least a couple of months before you travel as certain vaccines take up to 6 weeks to reach optimal performance.
Getting hospitalised in India is one thing no tourist would want. However, in case you do land up in one, ensure that its one of the renowned hospitals. Also, in case you were not aware, India boasts highly advanced and high end medical infrastructures and education and training of its doctors. Needless to say, many doctors educated and trained in Indian universities make great careers in countries round the globe.
The list of precautions is endless. If you have taken all the necessary health & safety precautions, then just relax.

Travel Health Insurance for Medicare Recipients

Any person on Medicare or Medicaid should consider  buying  travel health insurance, because they will not be covered by the United States government if they are hurt in another country.  People on Medicare or Medicaid can buy travel health insurance especially for them, so they will not have to pay as much as the normal traveler.  These travelers can buy the insurance from 1 day to 3 years depending on how long they will be out of the country and can renew their policy easily if they need to.  InterMedical Insurance and WorldMed Insurance will cover emergency medical evacuations and expense, repatriation of remains, accidental death and dismemberment along with 24 hour worldwide assistance.  If the traveler is looking to partake in any extreme sports they should look into the option of purchasing hazardous activity insurance in addition to their policy.

Also travelers can get additional insurance to cover any travel expenses and cover any lost baggage.  Travelers with this type of insurance will be covered if they have to spend extra time in another country due to trip cancellations.

Medigap, which is a Medicare Supplement, can cover medical expenses out of the United States depending on the type of supplementation purchased.  Medigap will pay for 80% of emergency services and will make you pay a $250 deductible. Also this coverage has a limit of $50,000 for a lifetime and only covers someone on Medicare for 60 days of foreign travel.   Medigap is provided by private insurance companies filling in gaps of the Medicare provided by the government.